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Roots Mortgages

Payme provides a variety of services designed to fit
the specific needs of all contractors and agencies.

Payme has chosen Roots Mortgages as our partner to provide specialist mortgages for contractors, freelancers, limited company directors and independent professionals.

The Midlands-based specialist has access to more than 12,000 mortgages from over 90 lenders, meaning they save you time by doing the mortgage search on your behalf, and make the whole mortgage process clear and straightforward.

They also work with you to fully understand your circumstances across mortgages, protection and estate planning to give you a full 360 view on your financial exposures, opportunities and potential savings – all for free, and with no obligation to proceed.

Roots offers a wide range of protection insurances to ensure that should the worst happen, you have peace of mind that you, your family and your home are protected.

If you are a first time buyer, or you are looking to remortgage, move home or invest in a buy-to-let property, Roots will be able to find the right mortgage and protection for you based on your circumstances.

You'll be in safe hands with Roots!

As experts in their field, Roots works with lenders who specialise in contractor mortgages and understand how a contractor works and earns money, and most importantly, doesn't treat you negatively just because you aren't a PAYE employee.

Who does Roots support?

    First time buyers, homeowners, home movers, remortgagers, owners porting.

    Help to buys, shared owners.

    Buy-to-lets, let-to-buys, large loan borrowers.

What range of mortgages does Roots offer?

    Fixed rate, offset, variable rate, standard variable rate mortgages.

    Discounted rate, capped rate, tracker mortgages.

    Interest-only, offset mortgages.

What else does Roots offer?

    Life insurance, mortgage payment protection, critical illness, family income.

    Buildings & contents, mover protection.

    Wills, pensions and investments*

*These services are referred out to a third party provider.

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